Emilie Broughton Real Estate Blog

List Of Items You Need To Prepare Before Purchasing Or Renting A New Home


Buying or renting a property is exciting but can also be time-consuming and nerve-racking. Being prepared when you are ready to start your search can speed up the process and when you find a place that you want to call home, your purchase offer, loan application or rental application are more likely to be accepted with little to no delays. I have compiled a list of things below that are generally required for both buyers and tenants.


Completed rental application
I usually provide this form to clients at the beginning of their rental search. It should be completed by each adult over the age of 18 who will be occupying the rental property.

Credit report with FICO score
If the prospective tenant can provide a complete credit report then many landlords will accept it and not require an additional credit check.

Proof of income and/or employment
Each landlord is different and most only require 30 days worth of paystubs. If you are planning to rent from a property management company, they may request documentation to prove a longer employment and income history.

Proof of funds for move-in costs
Typically you will be required to provide 60 days of bank statements or other documentation to show you can cover all of the costs to move-in. This can include first and last month’s rent, standard deposit and pet deposit.

Description and photos of any animals that will be occupying the property
Always be sure to disclose whether or not any pets will be moving in with you. This will ensure that no problems arise during the course of your rental agreement which can include eviction if pets are not allowed. Deposits are also generally required for each pet.



Pre-approval letter
You can obtain a pre-approval letter through your bank, credit union, lender, Broker or Loan Officer. The names of each purchaser of the property must match those on the pre-approval.

Proof of funds
This can include bank and retirement account statements showing sufficient funds to cover the down payment and closing costs.

Proof of income
Paystubs, W-2, 1099, award letter for retirement or social security benefits to show steady income and assist in calculating debt to income ratio.

Credit report
Lender will pull your credit report reflecting FICO score from all three credit bureaus (Equifax, TransUnion and Experian) within 30 days from the start of the application. In some cases, they may even need to pull a second report if the process including close of Escrow exceeds 30 days. One thing to also keep in mind is not to make any purchases like a car or unnecessarily use of credit cards because it can affect your credit score during the process.

I am here to help you in your search through all stages of the process whether you are renting or buying and answer any of your questions or concerns along the way. You can e-mail me at emilie@emiliebroughton.com or simply visit my contact page here.

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About Emilie

A transplant from the Pacific Northwest, Emilie has first-hand knowledge of the ins-and-outs of first-time home ownership and remodeling. She has become involved in the local art community and all the diversity Southern California has to offer and more recently has expanded her knowledge to include New Mexico.

Emilie’s passion to be involved in her community led her to become a licensed Realtor and Broker.  She continues to educate herself on different aspects of real estate to support clients with a variety of needs.  She is certified as a Military Relocation Professional (MRP) to work with U.S. Service families and veterans to find affordable housing solutions.

Having worked for both a small boutique firm and a company with a global presence, in 2023 she formed Emilie Broughton Real Estate to work with buyers, sellers, landlords, and tenants in California and New Mexico.

Splitting her time between the Land of Enchantment and the Golden State, Emilie focuses on Los Angeles County and the Greater Albuquerque metro area, helping her clients achieve their real estate goals in both Mountain and Pacific Time Zones.

Emilie represented her region as a California Real Estate State Director for three years.  She has served as President of the Pasadena Foothills Association of Realtors and is a multi-year recipient of the Five-Star Real Estate Professionals Award for the outstanding service she provides to her clients.

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